Is your business properly insured?

Diagram of relationship of business with stakeholdersFinally opening your own business is a major life change. There are many benefits to having your own business, but there are also many opportunities for seemingly small misfortune that could cost you everything you have. Making sure you properly insure your employees and insure your business could potentially save your business in the event of a disaster or tragedy.

There is insurance for almost every risk your business could encounter. The prices of these policies vary among the different insurance companies. Many companies have packaged plans, which are specific to certain industries, and are sold as one policy at a lower price. Some common types of insurance most business owners should consider include:

  • Property insurance covers a person or physical property that is lost or loss of its ability to work.
  • Causality insurance covers a person or business against legal liability for any losses caused by damage to the property of others or injury to others.
  • Workers compensation insurance is required based on the number of employees a company has. It pays for any medical costs and a portion of lost wages for an employee who is injured on the job.
  • General liability insurance covers all matters due to accident, injuries, and claims of negligence.
  • Commercial property insurance covers anything that is related to the loss or damage of company property due to things such as fire, wind, hail, civil disobedience, and vandalism.
  • Product liability insurance covers a company against financial loss due to a defective product that causes physical harm.
  • Professional liability insurance protects against malpractice, errors, and negligence in service that is provided to customers.

Pulp Street Corporation can provide commercial insurance for your company to make sure that your business and employees are covered in any unfortunate event.

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