The Right fit for your Life

Life insurance is an important way that you can protect your loved ones from disaster in the event of the unthinkable.  But not all life insurance policies are equal; finding the right fit is vital.

Life insurance policies fall under two large umbrellas: term policies (pure coverage), and whole life (combines some investment element into your pure term insurance in order to increase cash value).  Whole life policies are certainly more expensive than term policies, and do involve some degree of chance (since investments are not guarantees).

Make sure that you understand what this insurance payout may be covering: just your expenses, or your family’s?  How much coverage do you need to keep your survivors from financial crisis?  Work with your agent to ensure that you are insured appropriately.

Understand how long your coverage should last; do you have a specified time frame during which payout is critical (a mortgage period, for instance)?  Think about what you need now, and talk to your agent!

For more information on auto insurance, home, life, or business insurance in California, contact Pulp Street Corporation

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