SR-22: What You Should Know

To ensure that drivers are financially responsible for their driving in the state of California, the SR-22 form is available. Required to file an SR-22 form with their auto insurance provider are certain individuals who are considered to be at risk because of past violations. Both the DMV and the motorist receive a copy, as well as the insurance company. There are 3 SR-22 forms that California residents should know about:

  • Broad Coverage Policy Certificate – financial responsibility for vehicles and not owned is covered
  • Owner’s Policy Certificate – vehicles owned by driver are financially covered
  • Operator’s Policy Certificate – when driver doesn’t own a car, their financial responsibility is covered

An SR-22 is required for certain reasons that include any safety responsibility suspensions, unsatisfied suspensions, and/or a restricted license. Furthermore, if you have had your license revoked or have been convicted of a DUI, you will be required to fill out an SR-22 form.

There are minimum liability limits that are required by law if you must fill out an SR-22 form. These limits are:

  • $15,000 per person bodily injury
  • $30,000 per accident bodily injury
  • $5,000 property damage

To learn more about the SR-22, contact Pulp Street Corporation.

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