What Employers Need to Know About Insurance

Employers & Workers Compensation Westminster CA

Workers’ compensation insurance is designed to protect employed individuals who get sick, injured, or killed on the job.

Every business has its own unique set of risks and dangers when it comes to employees working, therefore every business owner should know what workers’ compensation insurance can do for the business and employees. Your business is 100 percent responsible for providing workers’ compensation benefits so it’s important to ensure it is quality coverage.

Workers’ compensation protects workers from workplace injuries, repetitive stress injuries, and occupational diseases. It can pay for medical benefits, disability benefits, survivor’s benefits, and rehabilitation benefits. Employees who are injured or disabled on the job receive a fixed monetary reward, and cannot sue the business. As well as protecting your employees, the company and assets are protected.

Most injuries that occur on the job are covered by workers’ compensation on a no-fault basis. This means that benefits are paid regardless of who is to blame for the accident or injury, unless the employee’s conduct violates company policy. In this case, coverage may be excluded. Coverage can extend to incidents such as an employee getting injured while traveling on company related business, running a work-related errand, or attending a business-related social event. With these events included in the insurance, make sure that your business has quality coverage.

At Pulp Street Insurance Agency, we provide each business with the workers’ compensation insurance that is suitable to protect your company and employees. We serve areas of San Gabriel and Westminster in California, so get started on your policy by contacting us now! As well as business insurance, we provide personal and auto insurance so you can manage all of your policies in one convenient place.

 

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