Conduct an Annual Business Insurance Review

Business owners know that sufficient insurance coverage can save the life of a business following a loss.  Annual business insurance reviews are the most effective means for controlling insurance costs.  New purchases cause most decision makers to add each acquisition to the policy.  The annual review will reveal insured belongings that are no longer used.

  • Worker’s compensation – Cost of worker’s compensation coverage is tied directly to the type of work completed by each employee.  Reviews in this category must include the job codes and descriptions to make certain too much insurance is not applied to someone in a low-risk role.
  • Auto and truck fleet – Sale of vehicles and equipment are the primary cause of paying premiums for items that are no longer in the possession of the business.  Removal of extraneous items can save money each year.
  • Property – Annual reviews of the property provide an opportunity to improve safety and security to align with additional discounts offered through the insurer.  Training sessions with employees can reduce the risk of injury and loss throughout the year.
  • Liability – Sufficient levels of liability coverage must be included in the insurance portfolio.  Insurance providers are recommending umbrella liability policies for business owners to protect assets in a litigation action.

For all your auto, home, life and business insurance needs in California, contact Pulp Street Corporation, today!

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